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FLO empowers smallholder farmers with responsible credit. Our digital ecosystem nurture crops from seed to sale, wrapping farmers in a safety net of insurance and guaranteed markets.
We transform agricultural risks into opportunity, inviting investors to grow returns while nourishing communities.
With FLO, finance becomes fertile soil where sustainability and profit flourish.
Funding Gap
Global Fund
Reachable Farmers
Countries
We leverage a three-step approach to build sustainable ecosystems where we can responsibly deploy our capital to drive returns and impact.
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We create impact by (A)ggregating impact-oriented capital, (B)rokering affordable loans to farmers, (C)urating this process digitally from origination to underwriting to payment, and (D)istribute through local partners
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Our investment funds provide flexible options for supporting farmers across multiple African countries and India. Investors can choose to support farmers across this broader region, or they can focus their investments on specific countries or geographic areas of interest.
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We protect farmers from climate change, improve their access to better farming inputs and help them improve their livelihoods
Know MoreWe leverage a three-step approach to build sustainable ecosystems where we can responsible deploy our capital to drive returns and impact.
ALLIN is an end-to-end platform that connects farmers to input suppliers and guaranteed buyers. They manage every step of the farming process with accuracy and transparency.
BRIISK is the premiere InsurTech platform for Africa and Asia, providing fair and holistic crop insurance to smallholder farmers
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Point Hope is a Singapore-based multi-disciplinary fund manager with business lines in hedge funds, private credit, private equity and natural capital.
In today's world, our natural environment faces numerous threats, from climate change to habitat destruction.
In today's world, our natural environment faces numerous threats, from climate change to habitat destruction.
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In today's world, our natural environment faces numerous threats, from climate change to habitat destruction.
Aggregate: Flo aggregates capital from investors into an investment fund to create a large financing pool for small farmers.Broker: Flo brokers affordable loans to these farmers through digital platforms and existing rural networks. Loans are bundled with crop insurance.Curate: Flo curates the entire lending process digitally - approvals, disbursements, monitoring, and repayments.
With a commitment to sustainability and environmental stewardship, we offer a range of services aimed at safeguarding the planet for current and future generations.
